Compliant stablecoin payments, finally usable.

VeriGate checks identity and asset compliance before money moves, then records proof — verified participants and compliant assets in, an auditable receipt out.

Powered by Cleanverse A-Pass
Built on Monad
Audit-Ready Transactions

New here? Start by getting your A-Pass — verified identity in about a minute. Merchant dashboard

Verified Identity

Every payer is verified through Cleanverse A-Pass before payment.

Compliant Payments

Compliance requirements are enforced before funds move.

Audit-Ready Records

Every transaction produces a traceable receipt and transaction history.

Why most stablecoin payments fail compliance

Crypto is risky for business

You can't verify who you're getting paid by. No receipts. No way to prove it to accountants.

Stablecoins have no compliance

Accept the wrong token from the wrong person, and you've got a legal problem (sanctions, AML/KYC failure).

No OFAC/sanctions screening

Unvetted wallets can expose you to regulatory risk. Traditional gateways screen. Crypto doesn't.

You need proof you're compliant

Banks, accountants, and regulators want auditable receipts, Travel Rule proof, and verified counterparties.

Every payment verified and auditable

A payment gateway that checks identity and asset compliance before money moves, then records proof.

1

Know who you're dealing with

A-Pass verifies that buyers and sellers are real people. No anonymous transactions.

2

Use compliant money

A-Token stablecoins are tied to verified, auditable origins. You're not exposed to sanctions.

3

Get proof on paper

Every transaction generates a receipt that banks, accountants, and regulators accept.

How a payment moves through VeriGate

Verified participants and compliant assets in. Proof out. No step is skipped.

  1. Step 1

    Check who you are

    A-Pass verifies you're a real participant.

    POST /verify_apass

  2. Step 2

    Check the asset

    A-Token is compliant and valid.

    POST /atoken/rules

  3. Step 3

    Screen the payment

    Compliance rules check this is allowed.

    POST /validator/verify

  4. Step 4

    Settle on Monad

    Fast, real on-chain settlement.

    on-chain transfer

  5. Step 5

    Save receipt

    Auditable record for compliance.

    POST /download_travel_rule

Compliance framework

VeriGate enforces regulatory requirements automatically, so you don't have to worry.

Identity & KYC

  • Cleanverse A-Pass: cryptographic proof of real identity
  • Verified on-chain per customer per transaction
  • Tied to regulatory-grade identity provider
  • Immutable audit trail

Sanctions & OFAC

  • A-Pass network screening against OFAC SDN list
  • Real-time detection of flagged jurisdictions
  • Automatic payment blocking on risk
  • Audit-ready rejection logs

Asset Compliance

  • A-Token provenance tracking (origin + custody)
  • Tier-based rules enforcement (min tier 5+ for most assets)
  • Prevention of sanctioned or stolen funds
  • Stablecoin-to-stablecoin traceability

Travel Rule & Reporting

  • Travel Rule receipt on every cross-border payment
  • Beneficiary + originator details recorded on-chain
  • FATF-compliant transaction metadata
  • Ready for FinCEN / regulatory submissions

Built on Cleanverse and Monad

A-Pass

Verified identity layer

Only verified merchants and customers reach the payment network.

A-Token

Compliant asset layer

Stablecoin payments carry built-in provenance and regulatory controls.

Monad

Execution layer

Fast, low-cost, secure processing for global commerce.

Standard crypto rails vs VeriGate

Standard crypto railsVeriGate
Identity verificationAnonymous walletsKYC via A-Pass (Cleanverse verified)
Asset originUnknown provenanceTracked with A-Token (compliant origin)
OFAC/Sanctions screeningNoneBuilt-in via Cleanverse network
AML complianceManual or noneAutomated tier rules + rule enforcement
Travel Rule receiptsNot applicableGenerated on every transaction
Audit trailNo usable recordOn-chain proof per payment
Institutional acceptanceLocked outBank + accountant ready

Who uses VeriGate tomorrow

Real businesses getting paid in stablecoin without the legal risk.

🛍️

E-commerce

Online stores that want to accept stablecoin payments from global customers. No chargebacks, instant settlement, verified buyers.

💻

Freelancers & Agencies

Get paid instantly in stablecoin for design, dev, or marketing work. No payment processor fees, verified clients.

⚙️

SaaS Subscriptions

Monthly subscriptions in stablecoin. Lower fees than credit cards, global reach, instant settlement.

🌍

Cross-border B2B

Pay suppliers and partners globally in stablecoin. Faster than wire transfers, verified counterparties, complete audit trail.

One rail, both sides verified

Compliance only works when everyone is accountable. VeriGate verifies the merchant and the customer — every payment, both ends.

For merchants
  • Create an invoiceGenerate a compliant payment link in seconds.
  • Get paid, compliantlyOnly verified customers can pay — no compliance risk.
  • Audit-ready by defaultEvery payment ships with a Travel Rule receipt + exportable log.
For customers
  • Verify once with A-PassA one-time on-chain identity, minted in about a minute.
  • Pay anywhere on VeriGateYour A-Pass travels with your wallet across every merchant.
  • Your funds stay compliantA-Tokens carry provenance — no frozen-asset surprises.

Add compliant payments in 3 lines

Drop the Pay with VeriGate button into any checkout. Your customers get verified, your funds arrive compliant, and every payment ships with an audit-ready receipt — no compliance team required.

  • Identity + asset checks handled for you
  • Travel Rule receipt on every transaction
  • Works on Monad and major chains
checkout.html
<script src="https://paywithverigate.com/sdk.js"></script>

<button data-verigate
        data-amount="209.00"
        data-token="aUSDC"
        data-chain="monad">
  Pay with VeriGate
</button>

Where VeriGate goes next

Phase 1 · Live (Q3 2026)

Core gateway on Monad mainnet. A-Pass + A-Token integration. SDK embed. Travel Rule receipts. Target: 10 pilot merchants.

Phase 2 · Comply (Q4 2026)

OFAC screening expansion. Multi-chain support (Ethereum, Solana). Webhook API for accounting integrations. Target: 100+ merchants.

Phase 3 · Scale (2027)

Institutional partnerships (banks, MSBs). Batch payment support. Advanced analytics. Target: Regulated payment corridor.

Built for merchants and institutions

VeriGate removes compliance overhead. Merchants get instant settlement. Regulators get proof.

For Merchants

  • Pay-per-transaction model (0.5% settlement fee)
  • No monthly minimums or long-term contracts
  • Instant Monad settlement to any wallet
  • White-glove onboarding for enterprises

For Institutions

  • Compliance-as-a-service (A-Pass + Travel Rule + audit trail)
  • API-first design for fintech partners
  • Multi-merchant dashboard and settlement
  • Regulatory reporting (OFAC, AML, cross-border tracking)

Compliant payments, finally usable.

Verified identity, compliant assets, and audit-ready proof on every payment.